No, there are no late fees even if you miss a scheduled payment.

The payment options for Shop Pay are available for both debit and credit cards.

When checking out with Shop Pay, you can choose the option to pay now or later. Paying installments on Shop Pay allows you to split your total into 4 equal, biweekly, installments payments with 0% interest, no hidden or late fees, and no impact to your credit score.*

In some instances your first payment is due when you make your purchase; otherwise, your first payment is due 2 weeks after your purchase.

*Payment options are offered by Affirm and are subject to eligibility check and may not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.

If a refund is processed the refunded amount will be returned to the original payment method within 3-10 business days. Please note if the refund is less than the total purchase amount it might now lower your next payment, but you can expect your subsequent payments to be lower.

*Payment options are offered by Affirm and are subject to eligibility check and may not be available in all states. California residents: Affirm Loan Services, LLC is licensed by the Department of Business Oversight. Loans are made or arranged pursuant to California Financing Law license 60DBO-111681.